Doubling Your Real Estate Agent’s Effectiveness

One of the most effective ways to maximize your chances of achieving the best residential real estate deal possible lies in your ability to partner effectively with your choice of local real estate agent. Your agent is your local guide through the complexities of our area’s market—your assistant, tutor, and trusted right arm in the …

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Home Loan Applicants Delve into FICO Mysteries

When anyone is in the early stages of finding a house to buy, unless they are planning to pay for it with cash, a large part of what eventually happens will be determined by the home loan they secure. Both the size of the home loan and its interest rate are negotiable, but in almost …

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First Time Home Buyer Rates Drop to Near 30-Year Low

As the end of 2014 approached, the National Association of Realtors® was able to come up with some general observations on the makeup of the current market—facts that anyone expecting to deal with home buyers in the coming year should find useful. With consumer attitudes showing improvement across the board, you might have expected that …

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Mortgage Interest Rates Could Become a Missed Opportunity

Our town’s mortgage interest rates have been so low for so long that there is the definite possibility that the real value they represent—for both home buyers and sellers—may now be being taken for granted.
It’s only natural. If you believe that past history is the best predictor of future performance, last January’s common wisdom that …

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Giving Your House the Full Gourmet Treatment

“A kitchen can sell a house” is a proposition that often proves true—well-designed kitchens can drive value. Given the popularity of cooking shows, artisanal cuisine, and the growing number of new gizmos and gadgets concocted for the advancement of culinary hobbyists, selling a house can turn on its gastronomical appeal—at least to a select segment …

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Home Sales Needn’t be Stalled until Springtime

Past history tells us that home sales in town perk up come springtime, just as the advent of colder weather brings a slowdown in local home sales. But what if your own family and professional situations dictate that now is the time to list your own area home? What if the weather curve balls Mother …

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Home Sales during the Holidays Happen for a Reason

This year, TVs have been filled with commercials that mix Santa with new automobiles. If you believe the ads, a number of automakers apparently offer models that will fly like reindeer onto driveways for big boys and girls who are sufficiently nice. One do-gooder is portrayed stitching up Santa’s ripped tunic in an act of …

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Foreclosure Watchers Note Last Month’s Trend Change

Town foreclosure watchers keep their eyes trained on the local market filings, but also stay aware of the national trends as a signal of what might be coming down the pike. Across the U.S., by the end of November there were nearly 112,500 foreclosure filings, which amounts to one out of every 1,170 homes.
The company …

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Economy Often Plays Off of Consumer Attitudes

Our area’s economy, like all others, is largely dependent upon consumers doing what consumers are supposed to do: buy! Why they make their decision to behave or not is every bit as complicated as you would suppose. It’s the product of how their own careers are faring; how the greater economy (and the economy in …

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Retirees Buying a Home Find Stereotypes Misleading

That housing needs change as people get older goes without saying. For local Baby Boomers, the “getting older” concept has gradually morphed from the distant abstraction it seemed in the 60’s and 70’s to a more immediate concern. And of all the decisions that will have the most impact on those nearing their golden years, …

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